INVESTMENT....

[ramirezfrancis]

stocks... real estates...

pero the best mag invest sa friends =) time lang at tawanan solve na..

[MadSTICKK]

My investments include real estate and securities :-) not much on jewelries coz madaling manakaw e hehehe

[luranski]

How Much Did Your Money Grow In The Past 12 Months?

Pamella, Penelope, and Petunia are sisters.
The three of them are very responsible young women. They work in regular jobs and know how to save their money.
After many years of savings, each of them had P100,000.
       It was their mother who taught them to save a part of their income each month. Sadly, her instruction ended there. She never told them where to put their savings.
Pamella hides her P100,000 under her bed.
Result? Her money never grows at all.
Penelope thinks she was wiser than her sister Pamella. Because she places her money in a bank. Result? Her money grew by 1% a year.   (That’s the normal interest rate of savings accounts.)
Her P100,000—after one year—grew to P101,000.
       Here’s the truth: Penelope isn’t really that much wiser than Pamella. I pity the Pamellas of the world. They’re hard working. They’re disciplined. They save each month. But they lack financial knowledge. (Do you know of people like Pamella? Are you like Pamella?)

Read more...

http://www.investorluranski.com/2011/11/how-much-did-your-money-grow-in-past-12.html

[luranski]

A nice tool, share ko lang…

Use Our Retirement Calculator

My issue today will be very short.

Because I’ll tell you about a special Retirement Calculator I made for you—which I want you to use. If you use it, it’ll inspire you to keep investing each month.

Through our Retirement Calculator, you’ll know how much money you will have 15 years from now.

Or 20 years from now.
Or 25 years from now.

In that webpage, type in the following information:

1. How much money you’ve invested into the Stock Market.
2. How much you invest each month into the Stock Market.
3. How many years you’ll invest in the Stock Market.
4. And how much percent it’ll grow per year (12 percent).
Are you amazed at how much you’ll have 20 or 25 years from now?

Next Step: Change your inputs.

For example, increase your monthly investments by a few pesos. How will
that affect the final result?

Because you use SAM, my hope is that you grow your money more than 12

percent a year. So try it out by typing in 13 percent or 15% or even 20% growth a
year. See the difference a few percentage points make.

Read more…
http://www.investorluranski.com/2011/10/truly-rich-club-update-use-our.html

[luranski]

Hi guys, want to consider this as an investment....
share ko lang po...

We got our clearance.
My stock market mentor said it’s time to buy again.
But as usual, we’ll do it slowly.

Here’s why. My billionaire mentor believes that the Philippine Stock Market will go through six months of sideways movement. Unless there’s a huge event that happens... (For example, the Philippine Government is poised to spend billions of pesos for its projects—this could be possible spark for an upward movement).
I’ll let you know if this happens.
This next six months of sideways movement is a fantastic opportunity for you to keep buying stocks at very cheap prices.

So each month, buy our five SAM (Strategic Averaging Method) Stocks: Ayala Land (ALI),
Aboitiz Power (AP), Energy Development Company (EDC), First Philippine Holdings (FPH), and Metrobank (MBT). Buy any of them or buy all of them. (By the way, MBT jumps up and down, crisscrossing our “Buy Below Price" . Please buy MBT only if it goes down our “Buy Below Price" .)

Important Note: I mentioned this last week, but I need to remind you again. If you have a big amount of savings you’d like to invest into the stock market, don’t put all your money in! Simply divide your money either by six to 12 parts, depending on the amount of your money—and just invest one part every month. For example, if you have less than P300,000—divide it by six parts. If you have more than P300,000—divide it by more than six parts.

By the way, we might add to our SAM Stocks soon.
But right now, we’ll stick to our five SAM Stocks for awhile. They’re terrific selections, especially in a crisis like what we have now.

Yes, even our “laggards"  AP, EDC, and FPH.

Whenever I talk to TrulyRichClub members, they’re very happy with their ALI and MBT stocks, because they’ve gone up since we recommended them. But they’re unhappy with AP, EDC, and FPH. In fact, they complain about these stocks and ask me why I recommended them. Because at least on “paper" , they’ve “lost"  money with these three stocks. They’re now lower than when they first bought them.

So I have to remind them of our investment philosophy: We’re long-term investors. In fact, we’re happy if the stocks we buy don’t go up right away! Because that gives us more opportunity to buy them at discounted prices.
So yes, I’m happy that AP, EDC, and FPH aren’t going up yet.
Buy, buy, buy each month!
These three are fantastic companies—and they’re being sold at a huge discount. That’s why I’m recommending them to you.

One or two or three years from now, after putting your money in these five SAM Stocks each month—
you’ll be thrilled at the gains you’ll be making.
And then you’ll thank God that you’re part of the TrulyRichClub.
Happy investing!

May your dreams come true,

Bo Sanchez

PS. No matter where you are, I can still guide you in your financial life wherever you live—here or abroad. How? Join my TrulyRichClub now. Once you become a Gold Member, you’ll receive my twice-a-month Audio PowerTalks, my twice-a-month WealthStrategies newsletter, and a collection of my Ebooks brimming with practical wisdom. Including my powerful Ebook, My Maid Invests In The Stock Market… And Why You Should Too!

PLUS, you’ll also receive my twice-a-month Stocks Update newsletterto guide you in how to create your multi-million Retirement Fund in Stocks.   Personally, I believe now is the best time to get into Stock Market. Don’t wait. Seize the opportunity. For more details, log on to http://www.bosanchezmembers.com/amember/go.php?r=16698&i=10 now.

http://www.bosanchezmembers.com/amember/go.php?r=16698&i=10

PS2. Sorry, but I don’t usually give this Seminar anywhere else.  But if you’re living outside Manila or the Philippines, there’s a solution. I’m personally inviting you to become an exclusive Gold Member of the TrulyRichClub—and I’ll send my seminar to you online.   For more information, log on at http://www.bosanchezmembers.com/amember/go.php?r=16698&i=10 now.

http://www.investorluranski.com/2011/08/stocks-updates-start-buying-slowly.html

[luranski]

Let me talk to two kinds of people today.

1. Those who are fully invested in the market, meaning: All your money is now in the stock market.

2. Those who aren’t fully inv ested in the market. eaning: A part of your money is still outside the market.

Last June (just two months ago), I wrote this advice below in my Stocks Update. It was an advice to people who had a bigger amount of savings and wish to put it into the stock market. (I also gave this particular issue to all NEW http://www.bosanchezmembers.com/amember/go.php?r=16698&i=10 members as part of their Start-Up Kit.)

Here’s what I said…

“If your money is smaller than P300,000, I suggest you divide your money into six parts, and invest one part for the next six months.

“If you have more than P300,000 in your stock market investments, I suggest you divide your money into 12 parts. And invest one part each month for the next 12 months.

Did people follow my advice?

Some did, some didn’t.

How do I know? They told me.

One of my friends (let’s call him Rebellious Robby), a member of the TrulyRichClub, said, “Bo, I didn’t follow your advice. I placed ALL my money inside the stock market. Sayang, eh. I’ll earn more if I’m fully invested…

I said, “Well Robby, that’s your money. It’s up to you.

But this morning, Robby called me up with a very sad voice.

He said, “Oh Bo, why didn’t I listen to your advice? All my stocks are down! What causes me pain is the thought that if I just followed your advice—I’d have all this money in the sidelines I could now use to buy cheap stocks!

Aha. Now he gets it.

But that’s human nature.

Rebellious Robby is like little Junior.

Mommy told 3-year-old Junior not to run down the stairs. But he didn’t listen. He still zipped down the stairs every time like a train wreck. But one day, it happened. His little feet missed one step. And he dived down and fell flat on his face. A tooth flew out. (Thank God it’s a temporary tooth.) Junior cried like a fire truck siren.

And that’s when Junior started following the rules.

It’s the same thing in the stock market.

When you get hurt, that’s when you start following the rules.

Friend, always follow the rules.

No matter how boring it gets!

Let me first talk to my first audience…

If You’re Fully Invested, Forget August Ever Happened

Robby said, “Oh Bo, I’m down by 5 percent already!

“That’s okay. Just hold it. Forget that August ever happened. Remember that this downtrend happened

because of the problems in the US. This isn’t our problem. So our stock market will bounce back. Anyway, your

investments are long-term. Ten to 20 years. Am I right?

“Absolutely.

“So there’s nothing to worry about.

“What should I do in the meantime?  Robby asked me.

“What you do every month. You save 20 percent of your salary and put it in the stock market. And hold on

tight.

“Oh, I’m excited to buy. The stocks are so cheap,  he said.

I nodded. “It’s Christmastime in the stock market.

By the end of our conversation, he was a happy man again.

If You’re Not Fully Invested, Get Ready to Go Bargain Hunting

If you followed my advice and you still have the bulk of your money outside the stock market, then get ready.

When the chaos is over, and everything starts quieting down—it’ll be time to buy the stocks that are on “sale .

How long will the stock market be in this downward or sideways movement? My mentor believes it will last for six months.

During these six months, continue buying.

What stocks will you buy?

Wait for my next issues of Stocks Update.

Right now, everything is too volatile.

Let’s wait for the calm. That’s when we start buying.

I’ll let you know…

Enjoy your early “Christmastime  in the stock market.

May your dreams come true,

Bo Sanchez

PS. No matter where you are, I can still guide you in your financial life wherever you live—here or abroad. How? Join my TrulyRichClub now. Once you become a Gold Member, you’ll receive my twice-a-month Audio PowerTalks, my twice-a-month WealthStrategies newsletter, and a collection of my Ebooks brimming with practical wisdom. Including my powerful Ebook, My Maid Invests In The Stock Market… And Why You Should Too!

PLUS, you’ll also receive my twice-a-month Stocks Update newsletterto guide you in how to create your multi-million Retirement Fund in Stocks.   Personally, I believe now is the best time to get into Stock Market. Don’t wait. Seize the opportunity. For more details, log on to http://www.bosanchezmembers.com/amember/go.php?r=16698&i=10

[rick_caskett]

salamat sa pagshare mo luranski. May isusuggest din akong nahanap sa Facebook at sa ibang threads. Insurance and savings siya in one. Medyo complex siyang i-explain dito kasa mahaba pero ang pagka-intindi ko is that for P550, may P100,000 na insurance ka for 1 year tapos may P50,000 cash burial assistance and P300 start-up savings na pwedeng dagdagan whenever mo gusto so parang long-term savings mo na yun. There's a better explanation sa Facebook nila eh so I suggest dun niyo na lang basahin  I'm thinking of getting din kasi sulit naman siya eh If any of you are interested, here's their Facebook page - http://http://bit.ly/aQglRw

[luranski]

I found this site called Forex Club Asia and it’s super cool! It’s actually why I’m sending you this quick message. I just joined yesterday and I’ve told all my dear friends about how to get in for FREE!, Sayang opportunity if you miss it, go here and check it out: 

http://www.forexclubasia.com/dap/a/?a=700&p=forexclubasia.com/starter-membership/

Also, I attended their free seminar orientation yesterday and it is mind blowing!  Free seminar, materials, coffee and of course, free information and I learned a lot! Go check it out too! Another oppurtunity of learning and generating an income stream!

http://www forexclubasia.com/dap/a/?a=700&p=forexclubasia.com/starter-membership/

Here is a preview on what you can get for FREE!

We were all beginners in Forex at one point, and we understand how incredibly exciting and at the same time very confusing this market could be. Which is why we  invite you to learn and trade Forex with us, a community of like minded people across Asia. If you are a complete beginner or have been at it for a few months but are still confused on how to trade the forex market, then the Starter Membership is absolutely for you.
Money Management Planning Form: “The Withdrawal Planner�

At Forex Club Asia, we value our hard earned profits a lot! So, we make it a point to “withdraw’ our profits as often as possible. With this form, you will have a step-by-step plan on how and when to “withdraw�  your profits. Withdrawing a small amount at a time but doing so frequently will add up over time. This form is truly a must have before you even embark on trading the forex market.

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Money Management E-Book: “Mark’s 10 Mistakes to Avoid in Trading�

Meet Mark So, Forex Club Asia’s founder and Chief Forex Trainer. Being a forex trader since 1998, Mark will share in this short but powerful E-book, The 10 Mistakes to avoid in trading and his 10 Solid Rules to follow. These are golden nuggets of information that has been tried and tested not just by Mark but by the members of Forex Club Asia and Forex Club Manila (a subsidiary of Forex Club Asia). You simply can’t go wrong with this kind of information.

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Online Video Access: Forex Basics: “Understanding What We Trade�

Continue the learning with Mark as he explains what the forex market is all about  in simple and easy to understand terms. Your trading education begins here as you will now be painlessly be introduced to the Forex Market. And like all our premium video’s they can be accessed anytime and anywhere  at your own pace and at your own time as long as you have internet connection.

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Online Video Access: Forex Basics: “Understanding Currency Pairs�

The 2nd video in the Forex Basics series, Mark talks about how pricing is done in the Forex Market in a way that is so simple, it will blow your mind! This topic is a must understand if you want to get a handle on what and how money is transfered from one currency to another and what, as Forex traders can we do to capitalize on it.

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Online Video Access: Forex Basics: “Understanding PIPs�

The 3rd video in the Forex Basics series, Mark will explain what PIPs are and their dollar value when we trade the forex market. Understanding this unit of measurement in Forex is crucial to understanding how you are doing.

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Online Video Access: Forex Basics: “Understanding Leverage, Lots & Margin�

The 4th video in the Forex Basics series, here you will understand what the Forex Market has to offer you in terms of the money that you trade with, the multiplier effect of leverage, the lucrativeness and dangers of leverage. Also, this is where you understand that it doesn’t really take a lot of capital to trade the Forex Market.

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Online Video Access: How To Navigate the Trading Platform (FXCM / FX Solutions)

Finally, after you get all the basics down, you will now try out what you have learned by opening a FREE practice account with either FXCM or FX Solutions and a step by step video on how to navigate these platforms. Following the guides here will immediately get you to understand what you are doing and get you started on your exciting Forex career!

 Risk Warning: Trading foreign exchange on margin carries a high level of risk, and may not be suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to invest in foreign exchange you should carefully consider your investment objectives, level of experience and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with forex trading, and seek advice from an independent financial advisor if you have any doubts.

Join now For Free!!!

http://www.forexclubasia.com/dap/a/?a=700&p=forexclubasia.com/starter-membership/

[rick_caskett]

so far all my savings are in my bank account but hopefully before this month ends I get to invest it in something worthwhile. Since I don't have enough for property of my own, I will probably start with insurance 

[leela1025]

i have mutual funds, i have some money in a rural bank (higher interest rates than commercial banks, and in my company's employees savings program. this is also helpful:

Mutual Funds

[acesx31]

going into the stock market business, is very very tricky, because you are threading on unfamiliar territory. you would need to familiarize yourself first on how the stock market works. i don't have any idea yet on the stock market, but i am very interested in investing in it. but before i invest i would of course first need to learn how the cycle works out. being young, it gives me an advantage as i have met people who are into stocks (some of them giving me trade secrets), which i can use to my advantage. 

before buying some stock, make a background check by yourself... some tips are better seen than heard. Also, if you are plannong to buy a new stock (from an IPO) make sure to check the previous 5 years of financial statements, companies usually face-lifts their financial statements 2-3 years before IPO. so make sure if the trend is correct. If you feel the company is hiding something, think twice before buying the stocks, they usually stumble after the IPO.

I would rather suggest Bonds rather than stocks, although the return is usually small it is almost a sure thing. emerging markets usually give attractive premuim for bonds and since this are govt bonds, the return is virtually consistent. Govt bonds don't usually default since some govt would bully this markets not to default. e.g. US can boycott a country if they defaulted on the bonds.

[»--(¯`· Ms.Jenna ·´¯)--»]

401k lang po

[legare]

real estate
mutual funds

[Brando Braganza]

savings plus education

[guillotine]

MPF, insurance, savings