Another netizen has gone viral after doing a money saving challenge.
Ysabela Bianca “Yona” Abella, 23 years old, recently shared her accomplishment as she successfully saved P42,300 in a span of 5 months (she started January this year).
The technique? She saved all the P50 she received from purchases.
As of writing, the post already has over 86K likes and over 30K shares.
“I chose to save P50 because for me parang bihira isinusukli ang P50, so feel ko madali lang siya,” Yona shares in an interview with FHM.com.ph. “I was inspired to save by my partner, Kit Cunanan, kasi napansin niya na sobrang gastos ko. I was challenged, so I accepted it. This is actually my first time to save. I want to prove na kaya ko kung nakakayanan ng iba. And kasi para sa akin at sa future ko din ang ginagawa ko.”
She adds: “So ang ginawa ko, lahat ng P50 na mahahawakan ko ‘invisible’ muna sa akin, di ko siya gagastusin. For example nag bayad ka ng buong P500 then ang sinukli sayo 4 na P50 , yung 4 na P50 na yun, dapat ‘invisible’ na. Yung remaining na sinukli na hindi P50, yun lang gagastusin at pagkakasyahin mo.”
Yona also advises that when you feel like giving up, just focus back on your goal. “Mahirap mag-ipon! Minsan iniisip ko na parang I am depriving myself, pero mali yun. Instead, you should always think of your inspiration kung bakit mo ito ginawa in the first place. Also, always remember na lahat ng success ay may kakambal na disiplina at sacrifice. At walang problema kung maliit o malaki ang sweldo mo kasi it’s not how much you earn, but how much you save.”
Up for the challenge? In case you want to start saving now, Yona shares some tips and tricks that helped her during the process.
1) Pick a strategy
“As I mentioned earlier, the strategy that I picked was the P50 challenge. Dapat pumili kayo nung alam niyong kakayanin niyo. Wag biglain ang sarili. You can save all your P20s, all your P50s, all your P100s, or kahit yung mga barya niyo. Ang mahalaga, may masimulan.”
2) Record your expenses
“Tinatabi ko lahat nung mga receipts then I compute every expense that I made at the end of the day. Disiplina lang talaga.”
3) Make a budget
“Bago ako umalis at pumunta sa mall, nililista ko na lahat ng kailangan ko bilhin. Unlike before na umiikot pa ako sa iba-ibang shops, ngayon, dinisiplina ko talaga ang sarili ko to stick to the list and to the budget.”
4) Have an inspiration
“My inspiration for doing this is my family. Whenever I feel like I can’t do it, iniisip ko lang sila. Iniisip ko rin na mas mahalaga yung mga needs nila kaysa sa mga wants ko. Makakahintay naman ang mga gala at gimik ko. It’s a cliché, but I always keep in mind what my parents told me: ‘Pag may tyaga may nilaga; at ‘Pag may tinanim, may aanihin.”