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So you finally have your finances in order, and feel like it's time to buy yourself a brand-new car. What budget do you set for yourself? Sure, car loans are more flexible than ever, but you still don't want to overreach as it's the easiest way to earn yourself a visit from the repo man. Decisions, decisions.

If you're able to set aside around P13,000 a month for your vehicle, you'll already have a number of quality options available to you. With that in mind, we've compiled a short list of cars from a variety of segments which you can pay at more or less this rate over a span of five years. We've set the downpayment at 10% using the BPI loan calculator.

Sure, they say 13 is an unlucky number, but that's not exactly a superstition you'll want to build a budget around considering how reasonable the vehicles listed below are. Plus, some of these come with decent features and aren't even base models. Have a look and take your pick:

Chevrolet Sail 1.3 L

SRP: P688,888

Monthly: P13,153

Chevrolet Spark 1.4 LT AT

SRP: P682,888

Monthly: P13,021

Honda Brio 1.3 S AT

SRP: P659,000

Monthly: P12,582

Hyundai Accent 1.4 GL CVT

SRP: P728,000

Monthly: P13,899

Kia Picanto 1.2 SL AT

SRP: P685,000

Monthly: P13,079

Mitsubishi Mirage GLS 1.2 CVT

SRP: P730,000

Monthly: P13,938

Nissan Almera 1.2 MT

SRP: P630,000

Monthly: P13,861

Suzuki Ertiga GA MT

SRP: P675,000

Monthly: P12,888

Suzuki Swift AT

SRP: P698,000 

Monthly: P13,327

Toyota Vios 1.3 J MT

SRP: P655,000

Monthly: P12,056

This story originally appeared on Topgear.com.ph.

* Minor edits have been made by the Fhm.com.ph editors.

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